"to deliver affordable, world-class technology to the credit union & community banking sector"

Andrew Rabbitt, CEO

Who are incuto

Incuto is a socially profitable financial technology company, based in the north of the UK.

We work with Credit Unions and the Community Banking sector, as a technology partner, to develop financial technology aimed at helping everyone access low cost, high quality financial services.

We recognised that the credit union and community banks have a legacy debt of technology, requiring back-office efficiency, improved access to information and affordable access to the payment networks, to allow them to become real challengers, and better serve their communities.

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Meet the management team

Andrew Rabbitt

Andrew Rabbitt

CEO & Co-Founder

Specialist in Credit Union and community banking product and operating model design.  Fintech innovation and enterprise technology lead on multi-national projects with France Telecom and Church of England.  Security & Governance lead with blue-chips including Ocado and NHS.  Founded Perception, a leading provider of data analytics to the NHS.

Les Walker

Les Walker

Customer Experience Director & Co-Founder

Over 30 years experience of supporting customers for some of the largest software companies in the world, including IBM, SAP & SAS, as well as several technology start-ups.  Experience in client on-boarding, fault-tolerant operational management, and commercial management.

John Neasham

John Neasham

Director & Co-Founder

Over 25 years experience of financial services and technology, risk management, regulation, data and analytics. Held senior line management positions within major financial institutions. Angel investor in leading FinTech solutions. Former positions include Deloitte and Ernst & Young. John is a specialist in the development of leading technology platforms to support financial operations and regulatory conformance.

Paper-free, automated customer application process

Incuto provides an always-on, fully automated application process for your customers, even when your branches are closed.

Fully configurable to meet your needs, our software will allow customers to:

  • Complete membership, savings and loans applications online
  • Sign key documents electronically
  • Set repayments and sign Direct Debit mandates
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24/7 Loan Application Screenshot